Prequalification

Our professional experts save you from frustration; we simplify the process and make you aware of how you can document yourself under fixed criteria to own a house on a lease. You do not have to visit every corner for a suitable lender because we, the mortgage broker, can do it for you. Depending on the type of loan you require, we either need an updated bank statement or an annual report from your creditor. Once our loan officer has all the information, we can begin prequalifying you for a loan. It means reviewing your application and checking your credit score against our lending criteria. If you have good credit, we may want to see that you have a stable income and enough savings to cover potential repairs or unexpected bills.

We help you through the applications and documents needed for the grant. Our loan officers boost homeownership, counsel you about the process and assist first-time home-buyers with the intricacies of mortgages. Our experts navigate the financial status, bank history, credibility, and solicit about previous or current business, and then provide proper counseling on the loaning and mortgage process to the clients. Our loan experts comprehensively explain the criteria to the eligible applicants, help them in the loaning process and make it an easy-going experience for them. It is cardinal to know your credit score beforehand. Your credit score will impact your interest rate and other home loan terms, so it’s vital to have an accurate estimate before beginning the prequalification process. You’ll need identification documents (such as your driving license or Social Security card) and bank statements for at least the last two years.

The following documentation is needed:

• Assets & Liabilities
• Identification & Proof of Residence
• Sources of income & Proof of Employment