Home Mortgage Loan Process

We at Duane Anderson – Mission San Jose Mortgage are approved mortgage lenders and brokers who tend to simplify the mortgage process for those in need. We help you through the applications and documents needed for the grant. Our loan officers boost homeownership, counsel you about the process, and assist first-time home-buyers with the intricacies of mortgages. The home mortgage loan process can be lengthy and complicated for many borrowers. Disclosures, documents, and screenings are essential steps to take.

Disclosures: We, as lenders, want to know about your financial situation, income, and debt obligations. Documents: Your mortgage application will likely require copies of your driving license, ID card, discharge papers from past mortgages, and bank statements.

Screenings: Before granting a mortgage, we will often do a credit check and verify your income by requesting an Income Verification Form from you. We also ask for letters from your employers confirming your current salary.

Our loan experts will comprehensively explain the criteria to you, helping you in the loaning process and making it an easy-going experience.

We will help you find the best loan options, guide you through the process, and give comprehensive financial advice during the loan approval procedure. We gather your financial information, determine your credit status with a credit report or credit score, approve if you are eligible, and fall into mortgage loan criteria. It is a very safe, decent, and quality loaning system to accommodate you at its best. Our loan officers are educated and well-informed to guide you through the process.

Expect yourself to be a part of the two-way loan mortgage process for approval as follows:

• Interview
• Becoming Pre-Qualified
• Loan In Process
• Closing Documents

In the mortgage process, our loan officer will thoroughly inform and update you about the process to make it easier for your understanding.